mortgage lien

mortgage lien
фин. ипотечное право удержания*, ипотечное залоговое право* (право удержания заложенного имущества, возникающее при заключении соглашения об ипотечном кредитовании)

A first mortgage lien is the legal right you give the lender to buy your home. If you later need to borrow more money, and are willing to use the equity in your home as collateral, a lender will often make you a second mortgage loan (at a higher rate than your first mortgage) in exchange for a lien on your home that is subordinate to the first mortgage lien. — Первичное ипотечное право удержания — это законное право на приобретение вашего дома, которым вы наделяете заимодавца. Если вам впоследствии понадобится сделать новый заем на более крупную сумму, и вы захотите использовать в качестве обеспечения право собственности на ваш дом, то заимодавец, скорее всего, предоставит вам вторичный ипотечный кредит (под более высокий процент, чем первая ипотека) в обмен на право удержания на ваш дом, которое будет субординировано первичному праву удержания.

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Англо-русский экономический словарь.

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Смотреть что такое "mortgage lien" в других словарях:

  • mortgage lien — Encumbrances on property of mortgagor which secures debt obligation. In some states, the mortgagor retains legal title until foreclosure and the mortgagee has a security interest called a lien which is recognized ahead of other claims to the… …   Black's law dictionary

  • mortgage lien — Encumbrances on property of mortgagor which secures debt obligation. In some states, the mortgagor retains legal title until foreclosure and the mortgagee has a security interest called a lien which is recognized ahead of other claims to the… …   Black's law dictionary

  • mortgage — mort·gage 1 / mȯr gij/ n [Anglo French, from Old French, from mort dead (from Latin mortuus ) + gage security] 1 a: a conveyance of title to property that is given to secure an obligation (as a debt) and that is defeated upon payment or… …   Law dictionary

  • Mortgage law — This article is about the legal mechanisms used to secure the performance of obligations, including the payment of debts, with property. For loans secured by mortgages, such as residential housing loans, and lending practices or requirements, see …   Wikipedia

  • Mortgage — A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt. It is a transfer of an interest in land, from the owner to the mortgage lender, on the… …   Wikipedia

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • Lien — For other uses, see Lien (disambiguation). Property law …   Wikipedia

  • mortgage — Synonyms and related words: adjustment mortgage, antichresis, blanket mortgage, bond, bottomry, bottomry bond, chattel mortgage, closed mortgage, dead pledge, deed of trust, deposit, dip, first mortgage, go bail, handsel, hock, hypothec,… …   Moby Thesaurus

  • lien — / lēn/ n [Anglo French, bond, obligation, literally, tie, band, from Old French, from Latin ligamen, from ligare to bind]: a charge or encumbrance upon property for the satisfaction of a debt or other duty that is created by agreement of the… …   Law dictionary

  • Mortgage modification — is a process where the terms of a mortgage are modified outside the original terms of the contract agreed to by the lender and borrower (i.e mortgagor and mortgagee). In general, any loan can be modified. Contents 1 Background 2 Types of… …   Wikipedia


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